Preheader

 

Get A Quote About FAQ Contact Home Page Blog
 


Auto Home Renters Business

Workers Compensation


Workers Compensation Information

Workers Compensation – Frisco, TX

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

Workers Compensation Insurance is designed to help companies pay these benefits. As a protection for employees, most states require that employers carry some form of Workers Compensation Insurance. Workers Compensation Insurance is not health insurance. Workers Compensation is designed specifically for injuries sustained on the job.

In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

Do I need workers compensation insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.

Each state has different laws governing the amount and duration of lost income benefits, the provision of medical and rehabilitation services and how the system is administered. For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved.

Workers compensation insurance must be bought as a separate policy. Although in-home business and business owners policies (BOPs) are sold as package policies, they don't include coverage for workers' injuries.


You can email Buckley Insurance Agency or call us at 469-388-1443. If you are ready to begin your quote use the quote form above.

Thank you for your interest in Buckley Insurance Agency, proudly insuring our Frisco community and communities throughout the Dallas area.
 
Home
About Us
Get A Quote
Customer Service
Newsletter
Contact Us
Auto Insurance
Home Insurance
Renters Insurance
Business & Commercial
Life Insurance
Other Insurance Types...
Mailing Address
4645 Wyndam Lane
Suite 220A
Frisco, TX 75033
Contact Us
Ph: 469-388-1443
Fx: 469-388-1444
Steve@stevebuckleyinsurance.com
How Can We Help You?
or call us at
469-388-1443
Get A Quote My Policy Location Facebook Twitter Linkedin Google+ Insurance Website Builder Facebook Twitter LinkedIn Google+