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COMPREHENSIVE, FLEXIBLE AND JUST FOR YOU

Travelers also offers extra coverage
(endorsements) that can be added easily
to your policy.

These include:
Special coverage for contents. Provides broader
protection for your possessions; your personal
property is covered in more situations than the
basic policy.
Contents replacement cost coverage. Pays the
replacement value on property damaged by a
covered loss – with no deduction for depreciation
– subject to your policy limits and deductibles.
Special limits apply to certain items such as
jewelry, watches and furs.
Additional replacement cost coverage. If the
limit of insurance on your home is too low to
cover a total loss, this coverage makes available
an additional amount to help rebuild your home.
Valuable Items Plus. Provides higher limits
and expanded protection for special classes of
property such as jewelry, silverware, fine art,
furs, cameras, musical instruments, and home
computers.
Personal articles floater. Should you need even
higher amounts of coverage than that offered by
the Valuable Items Plus endorsement, this separate
valuable items policy is also available.
Coverage for water back-up. Provides coverage
up to a specific dollar amount if water backs up
through your sewer or drain, or if water overflows
or is discharged from your sump pump.
Identity fraud coverage. Provides up to $25,000
to help cover costs to restore your identity if it’s
used fraudulently.
Green home coverage. Additional protection
to an existing Travelers policy that will help repair,
replace or rebuild with green materials, after a
covered loss occurs.
At Travelers, we understand that no two
homeowners are alike.
That’s why our homeowners policy offers a variety
of coverages and deductibles to meet your individual
needs today, tomorrow and into the future. Do you
want just the basics? A more maximum coverage
policy? Or something in between? No matter
what you are looking for, Travelers can help with
coverage for:
Damage to your home’s physical structure
(Dwelling coverage)
Damage to other structures like a garage or shed
(Other Structures coverage)
Your personal belongings – whether in your home
or elsewhere (Contents coverage)
Additional living expenses, if necessary, in the
event of a covered loss (Loss of Use coverage)
Your personal liability in the event someone is
injured or their property is damaged by you or
a family member (Liability coverage)






HOMEOWNERS INSURANCE COVERAGE OPTIONS COMPREHENSIVE, FLEXIBLE AND JUST FOR YOU

 


Travelers also offers extra coverage (endorsements) that can be added easily to your policy. These include:
• Special coverage for contents. Provides broader protection for your possessions; your personal property is covered in more situations than the basic policy.
• Contents replacement cost coverage. Pays the replacement value on property damaged by a covered loss – with no deduction for depreciation – subject to your policy limits and deductibles. Special limits apply to certain items such as jewelry, watches and furs.
• Additional replacement cost coverage. If the limit of insurance on your home is too low to cover a total loss, this coverage makes available an additional amount to help rebuild your home.
• Valuable Items Plus. Provides higher limits and expanded protection for special classes of property such as jewelry, silverware, fine art, furs, cameras, musical instruments, and home computers.
• Personal articles floater. Should you need even higher amounts of coverage than that offered by the Valuable Items Plus endorsement, this separate valuable items policy is also available.
• Coverage for water back-up. Provides coverage up to a specific dollar amount if water backs up through your sewer or drain, or if water overflows or is discharged from your sump pump.
• Identity fraud coverage. Provides up to $25,000 to help cover costs to restore your identity if it’s used fraudulently.
• Green home coverage. Additional protection to an existing Travelers policy that will help repair, replace or rebuild with green materials, after a covered loss occurs. At Travelers, we understand that no two homeowners are alike. That’s why our homeowners policy offers a variety of coverage and deductibles to meet your individual needs today, tomorrow and into the future. Do you want just the basics? A more maximum coverage policy? Or something in between? No matter what you are looking for, Travelers can help with coverage for:
• Damage to your home’s physical structure (Dwelling coverage)
• Damage to other structures like a garage or shed (Other Structures coverage)
• Your personal belongings – whether in your home or elsewhere (Contents coverage)
• Additional living expenses, if necessary, in the event of a covered loss (Loss of Use coverage)
• Your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage)